Debt Management - Wealth Wisdom Today

40/30/20/10 Budget Planner Tool : Simplify Your Finances

September 29, 2024 by Ashish Sharma

Discover a smarter way to manage your finances with our 40/30/20/10 Budget Planner tool. This easy-to-use tool helps you allocate your monthly income into essential categories—needs, wants, savings, and giving—ensuring a balanced and effective approach to budgeting. Perfect for anyone looking to optimize their financial health, this tool provides a clear breakdown and practical guidance on how to implement the 40/30/20/10 rule in your life.

Wisdom of Lord Ganesha: 7 Financial Lessons from Ganesh Visarjan

September 17, 2024 by Ashish Sharma

As Ganesh Chaturthi concludes with Ganesh Visarjan, reflect on the 7 powerful financial lessons inspired by Lord Ganesha. This article explores how Ganesha’s wisdom can guide you in starting investments, managing risk, diversifying, and practicing financial discipline. Embrace these insights to make informed financial decisions and achieve lasting success.

Pradhan Mantri Mudra Yojana: Interest Rates, Loan Categories and Application Process

September 11, 2024 by Ashish Sharma

Pradhan Mantri Mudra Yojana loan category

The Pradhan Mantri Mudra Yojana (PMMY) is a cool government scheme launched to help young entrepreneurs get their business ideas off the ground. Since 2015, PMMY has been offering easy loans to small businesses and startups. You can get up to ₹10 lakh depending on how far along your business is—₹50,000 for newbies, ₹5 lakh for growing businesses, and ₹10 lakh for more established ones. It’s a great way to turn your business dreams into reality with less hassle and more support!